Credit Card Sales Executive

Role Overview

A Credit Card Sales Executive is responsible for promoting and selling credit cards to potential customers, explaining product features, completing customer onboarding, and achieving assigned sales targets.

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🔑 Key Responsibilities

📞 Sales & Customer Acquisition

• Promote bank credit cards through field sales / telecalling / mall & corporate activations
• Identify potential customers and generate new leads
• Explain credit card features, benefits, charges, and offers clearly

📝 Documentation & KYC

• Collect customer documents (Aadhaar, PAN, address proof, income proof)
• Ensure proper KYC verification and accurate application submission
• Coordinate with internal teams for card approval and issuance

🎯 Target Achievement

• Meet daily, weekly, and monthly sales targets
• Upsell add-on cards, EMI options, and card upgrades
• Maintain conversion ratios and productivity standards

🤝 Customer Relationship

• Resolve basic customer queries related to credit cards
• Build long-term customer relationships for repeat business and referrals
• Maintain professional behavior and follow compliance guidelines

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🎓 Eligibility & Qualifications

• Education: 10+2 / Graduate (preferred but not mandatory in some cases)
• Experience:
  • Freshers welcome
  • 0–3 years in banking, NBFC, or sales preferred

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🧠 Required Skills

• Good communication & convincing skills
• Basic understanding of banking/financial products
• Target-oriented mindset
• Willingness to do field work / telecalling
• Basic mobile or computer knowledge

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🕘 Work Conditions

• Field-based or hybrid role
• 6 days working (varies by company)
• Fixed salary + attractive incentives

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💰 Salary (Typical – Thane/Mumbai)

• ₹12,000 – ₹20,000 per month (fixed)
• Additional performance-based incentives

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📈 Career Growth

• Senior Sales Executive
• Relationship Officer
• Team Leader / Sales Manager
• Banking Operations / Branch Sales roles